Association Office Package
Directors & Officers Liability
Showstoppers Event Cancellation
Additional Business Insurance
Frequently Asked Questions
Moving the needle one question and answer at a time
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Do I have to be an ASAE member to receive a no-obligation rate quote?
No. ASAE membership is not required to receive a quote or purchase insurance through the ASAE Member Insurance Program. Affinity Nonprofits is a Managing General Underwriter, and able to work directly with you or your local insurance agency.
How long does it take to get a quote?
Affinity Nonprofits is able to turn around a quote within 24-48 business hours after receiving a completed application.
Can your team review our current insurance program and offer suggestions?
Absolutely! Our team of knowledgeable underwriters can review your current program and highlight any potential coverage gaps and any discounts that may be missing.
We currently don’t have coverage – is it worth it?
Yes! Insurance is one of the best risk management tools for avoiding financial losses. You transfer your risk to the insurance company to mitigate and minimize the impact of potential claims. Most clients feel like they don’t need insurance--until they experience their first claim.
What is “Association Professional Liability”?
This term is an old insurance term and a misnomer. The current industry term is “Directors & Officers Liability Insurance.”
Why do I need a certificate of insurance for my annual conference?
This form shows proof of insurance coverage is in place for your organization. Our team can review the insurance section of the contract, if applicable and help your organization obtain the coverages needed to secure a certificate.
What is the difference between Event General Liability Insurance and Event Cancellation Insurance?
Event General Liability Insurance is required by a venue or vendor contract and protects against third party bodily injury or property damage claims. Event Cancellation Insurance is a specialty insurance coverage and “elective” in nature. The premium is determined based on the revenue or expense at risk, event type, dates and location of the event and scope of coverage required.
Why is Event Cancellation Insurance purchased?
It protects a significant revenue stream against unforeseen events such as hurricanes or power outages that could result in the cancellation, curtailment or rescheduling of an event. Doing so, helps protect the viability of your organization and ensures the continuity of the event from year to year.
When is Event Cancellation Insurance purchased?
Typically, six months to a year out from the commencement of their event, but no later than 30 days prior to the first event date. Multiple years of coverage—up to three years—can be purchased up front.