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Dividend Program

ASAE Services, Inc., Aon Association Services and The Hartford are pleased to highlight the dividend program for associations insured within the ASAE-endorsed Association Office Package Program (AOP).

This exclusive enhancement provides a potential 7% dividend on the following policies with The Hartford; Worker's Compensation, Spectrum, General Liability, Automobile, Property, Crime and Inland Marine.* The first valuation of the dividend occurred 24 months after its inception or March 1, 2003.

In fact, over $525,000 in dividend checks have been sent to insured associations in this program as a result of the last two annual dividend distributions. Please note that even if your association is insured with The Hartford but outside of this ASAE-endorsed program, your association will not qualify for the potential dividend, so please make sure you are insured within this exclusive program!

This dividend is only available to those associations insured within the ASAE-endorsed AOP program administered by Aon Association Services and underwritten by The Hartford. We believe this is a unique benefit not offered by other insurance providers in the association community.

*Umbrella Liability is NOT eligible for this dividend whether part of the package policy or written separately. In accordance with state law, dividends may not be guaranteed in advance and can be paid only from distributable surplus following resolution adopted by the Board of Directors of The Hartford Company(ies) declaring the dividend. Nothing contained herein or communicated either in writing or verbally shall in any way change or modify this understanding. This illustration does not represent or imply in any way a guarantee of the payment of dividends. The parameters of this plan are subject to all of the laws and regulatory requirements for jurisdictions of the United States of America.

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